OMG! so much rain! I thought I lived in a desert?

I don’t think we have NORMAL seasons in Idaho.  Just statistical averages, stuff  happens within most months, with the data spread over a hundred years that pretends to be normal weather.  Needless to say getting work done on the garden beds is on hold along with mowing the lawn.  There is some good news along with the bad, as the extra rain has saved me from dragging a hose around to water the lawn. The “lawn feed” and compost/fertilizer have had plenty of time to move naturally into the soil so the new grass in the back yard is filling in nicely.  The long raised garden bed plants are loving this rain.  Even the little celery plants are starting to put on some growth and come back from looking so “sad” after transplanting in the garden bed.

I’m still working the garden fence to make it an effective barrier. Having all of this rain has kept most of the cats and squirrels at home and not digging in my garden.  I’ll have few days this week to finish up my gate and add some bottom stakes the the bottom of the fence to limit the critters from crawling under the fence. The rain has made me think and layout how I want  to build the 2 ft. by 4 ft. garden cart.  One of my biggest faults in building stuff has been slapping stuff together and not taking the time to “dry fit” the parts.  I want these elevated garden bed carts to be functional but also to looks decorative.

On too the money and shopping stuff. Prioritize your spending!

  1. That means food and utilities come first.  Whatever monies are leftover then go for your debts and rent.
  2. Call the companies you owe money too and work on a payment plan even if it is only $5.00 a week or $20.00 a month.  Do this on the phone and  get a written record via email about what you are paying and receipts of payments made. This will help prove you made a “good faith effort” to pay the debt.
  3. Don’t agree to a Bubble (3-6 month of payments due in full) for payment of your mortgage or any debt after a 3 month grace period. With a mortgage, ask the bank or company to add the payment be deferred to the end of contract.  If you can’t pay your mortgage because you haven’t worked during the LOCK DOWN.  You can’t make a bubble payment of your mortgage after 3 months of lock down.
  4. If you still have an income be it SS, pension, work from home or hustling side jobs start saving cash and keep a some of that cash at home. Keep enough in the bank to pay your monthly bills and work toward that 6 months worth of saving.  Also keep some cash at home.  Let’s call it recreation money for a pizza, a good sale you find. Perhaps it is just a couple of twenty dollar bills stuffed in your wallet to pay the gas station for gas when the internet or power goes down.
  5. Buy the thing you want/need to make your life better. It is okay to have a Netflix subscription.  Not my thing,  I like video games and computers.  Heck I just spent almost $90.00 on a new desk chair because my old chair was toast.  Sitting in this chair is a joy.  It is all about what is valuable to you.

That is the thing about freedom, I may think your priorities are idiotic and you may think the same about my priorities.  You do you and I’ll do me and sharing what works and doesn’t work makes everyone’s life potentially better.  My gosh if you think making a mistake is bad, you need to practice more at screwing up.  The only people that don’t make mistakes are people who do nothing and that in itself is a mistake!

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