First things first, Casa de Chaos will need a new roof and some minor electrical and plumbing work. If I sell the house or Mom and I need to stay here longer we will need a good solid roof over our heads. Luckily Nampa City has a 0-3% loan/grant program for those type of repairs and the loan might be deferred until the home is sold. I talked to the city today and it looks good for me as a candidate for a loan. I seem a bit unusual in that I have a good credit rating even though I don’t have a lot of income. Thank goodness I did not over mortgage myself when I bought this house and when I refi-ed the house I just wanted a lower payment and interest rate. If I get approved for the loan the little house should be in great shape to live in or sell in the next year or two.
I will buy a rigid panel, 6×8 greenhouse at Harbor Freight. The greenhouse can be moved to the new place but it will useful here at Casa de Chaos extending the growing season. The last couple of years I have been a bit late on getting the garden plants started so I end up playing catch up and then getting overwhelmed at harvest time. For a house in the city, this place does have a good set up of fruit and nut trees, grape vines and several different micro-climate garden beds that do a good job supplementing the food budget/pantry.
I have seen a few Owyhee county small acreages in the $70,000-$100,000 range that might work out for mom and I. Both of us need a place around $80,000 so we can put a 20% down payment to avoid paying mortgage insurance. We also will need to have some cash on hand to buy a couple of used ATVs and pickup trucks for work/farm vehicles. I have a good set of tools for working the soil here in town but I remember digging post holes for a small horse corral via a post hole digger because the hardpan broke most augers. I was a lot younger and physically healthy at the time. I sure can’t do that sort of physical work now! I have aged a bit and I like to think I have learned to work smarter rather than harder, plus I cheat a lot to save my physical energy.
So far what I have come up with as a plan of attack is:
- Get a low interest loan or grant via the city of Nampa and fix up my house for the future and or selling it for enough money to pay off the mortgage and have money for a 20% down payment plus a buffer of few grand for any emergencies that will arise.
- Buy a used ATV and small pickup for working any future farmland/homestead.
- Start checking out properties in Owyhee County and touch base with some of the people we know that remember Mom and are willing to give us a head’s up on any good deals.
- Buy a Cistern we can use at my place or move to the new homestead that will hold rain water as a backup to the city water system or well.
- If possible start inviting like-minded preppers/starting homesteaders along with working with the local FFA and 4-H groups or trading/renting a bit of land for the physical work we can’t do daily. It can be terrifying to strike out and become a homesteader and it is not the thing for everyone. Perhaps renting a bit of land with someone you trust might be a good way to get your feet wet on homesteading. Without completely pulling up stakes and moving before you are ready to make that sort of commitment.
The plans are still very preliminary but when I set a goal I tend to make it happen eventually. I only dread draining my water barrels if I have move.